![]() The Italian rookie made two superb holeshots to lead both of the motos in the formative stages. Mattia Guadagnini was the fastest of the KTM 250 SX-F riders in Timed Practice and wheeled his #101 machine into the gate in 6th place. We’ll score this GP a ‘6.5 of out ten’ and move onto Turkey.” To recover to 6th was not too bad but also not my goal for the weekend. It was difficult in the rain and to pass others again. I got up to 4th on the second lap but then unfortunately crashed and lost seven or eight positions. ![]() I was OK with that but it took quite a bit of energy to pass those guys and I felt it for the second moto. I was riding OK and later in the race tried to attack and make my way to 3rd. I was inside in the first corner and made it to the first five-six. Tony Cairoli: “The day began well with a good lap in Timed Practice but my start was not good in the first moto. We need to start clicking off some wins and step it up a bit.” The rest of the guys here are fast but we’ve been on the box every time we’ve been racing, so I’ve been consistent. We are 43 points behind but there are still a lot of races ahead. I’m already looking towards Turkey now where hopefully I won’t have any pain and will be fitter. ![]() I’m sorry for the team and sorry for myself. Jorge was riding well and not making any mistakes. What can I say? I felt like I could make a pass but I didn’t want to take a risk. Jeffrey Herlings: “All weekend was perfect apart from the last lap. I’m happy, riding good and the team is working great.” To come away with the second moto win is really positive. Good starts today and every weekend I’m feeling better and getting better physically. ![]() In the first moto I couldn’t get a rhythm and struggled a bit. The Italian crashed out of the top four early in the second moto and his 3-6 for the GP meant 5th overall. Tony Cairoli, currently 4th in the championship standings and already a winner this year, relegated Prado in the first moto for 3rd spot. He crossed the line in 4th and sacrificed the overall win for a fifth podium appearance of the season in 3rd place. He pursued Prado closely in the second moto but the 26-year-old – still recovering from his left shoulder blade fracture – tipped over with a few corners remaining. The Dutchman clinched his second checkered flag from the last three by more than seven seconds. Herlings dominated the opening moto by opening a strong lead ahead of Tim Gajser. Prado went 4-1 on the day for 2nd overall and now has five top three moto results from the last seven starts, including two wins. In the second race Prado was unwavering and controlled proceedings, even if Herlings applied pressure in the last laps. He was passed by Herlings on the first lap of the opening race and rode to 4th after a frantic battle between four riders for the final slot in the top three. The Spaniard used the decent gate position and his renowned capacity for rapid starts to vie for the lead in the formative stage of both motos. Jorge Prado was victorious two races previously in the Czech Republic and was 3rd quickest in Timed Practice. Jeffrey Herlings sealed his fourth Pole Position of the season during Timed Practice as the Dutchman again set the pace on his factory KTM 450 SX-F. Kegums provided a cool, overcast and changeable climate with the sandy terrain – and hard base – proving to be rough, slick and difficult to manage as the motos wore on across the one-day format. Guadagnini makes the MX2 podium in 3rd with all three KTM 250 SX-Fs in the top six Tony Cairoli takes 5th position overall Prado appears on the podium for the second time in ‘21 and is now 3rd in the championship Herlings & Prado win motos at Kegums with the KTM 450 SX-F Jorge Prado and Jeffrey Herlings walked away from round seven of seventeen with 2nd and 3rd positions overall. Jorge Prado and Jeffrey Herlings walked away from round seven of seventeen withĪ fourth consecutive weekend of racing brought Red Bull KTM Factory Racing to Kegums: the staple venue for the Grand Prix of Latvia. Prado and Herlings climb the Grand Prix of Latvia MXGP podium : MXGP 2021 Round 7 of 17, Kegums (LAT)Ī fourth consecutive weekend of racing brought Red Bull KTM Factory Racing to Kegums: the staple venue for the Grand Prix of Latvia.
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![]() How about to pay less than $786 in Vienna? Call: (229) 268-4751 and find out if you have a chance to get a better insurance policy. Follow our complete guide for teenage drivers in Vienna, Georgia and find out, who has the cheapest auto insurance rates for 16, 17, 18, 19 - 25 year old! Who has the best auto insurance for young drivers in Vienna? Compare insurers around Dooly countyĪre you a teen driver anywhere in Vienna, GA and looking for the most affordable car insurance coverage? According to many studies, young drivers are more likely to be involved in auto accidents and therefore are considered "high-risk" for all insurance companies in Arizona and the United States. This study is compiled based on data from the top 10 US insurance companies. * Estimate car insurance cost is relevant for the above vehicle models and drivers in the neighborhood of Vienna, GA. Buying a vehicle with high repair costs can result in an extra high premiums as you can see in the table below. The study shows that safety and driver assistance features as well as the initial cost of the vehicle and repair costs can impact insurance rates largely, at least for safe drivers and teens. Make a quick search of the multiple companies in the vicinity of Dooly or call "Akin Insurance Agency and Associates" at (229) 268-4751 and get your quotes immediately without waiting. Comparing quotes can help you find better policy and cheap car insurance rates near Vienna, Georgia and save up to 45% on your premium. The cheapest and most popular vehicles in this study are: Honda Odyssey LX ($1.226), Jeep Wrangler Sport ($1.305) or Honda HR-V LX at $1.399, while the most expensive are Jeep Cherokee Latitude ($1.886), Ford Transit Connect XL ($1.792) or Chevrolet Traverse L with an annual premium of $2.028. How much does auto insurance cost for the most popular vehicles insured throught Akin Insurance Agency and Associates and similar insurance companies around Vienna, Georgia? This study is compiled based on data from the top 10 US insurance companies. Most and least expensive vehicles to insure in Vienna Contact Akin Insurance Agency and Associates for rates lower than $691.68 * Rough estimate for drivers in the neighborhood of Vienna, GA. But do not forget the critical factors, which means that the more more tickets you have, the more expensive your monthly auto insurance rates will be in the future. The biggest companies (Progressive, Allstate, State Farm, Geico, Nationwide) control almost half of the insurance market, are capable to track your auto insurance claim online, but customer reviews suggest that smaller "local" insurers have better customer service, faster claim process and lower liability insurance! Based on our calculations, the lower cost of car insurance from Nationwide or Farmers may range from $1.022 to $1.493, but from Erie Insurance, Auto Owners, or Cincinnati, it can even be lower by dozens of dollars and ranging from $629 to $786. What did we find out about vehicle insurance prices? Our study has shown that Akin Insurance Agency and Associates from Vienna in Georgia, like other regional insurers in the vicinity of Dooly, can offer cheaper auto insurance and more favorable (higher) insurance coverage. We have analyzed both the largest and most popular insurers, as well as local and regional car insurance companies near Vienna. How to pay less than $693 a year or $58 a month near Georgia ? You can get better rates from insurers around Vienna Which car insurance companies are the most affordable in 2021 and what are average cost of automobile insurance in Vienna? Most consumers can easily lower their auto insurance costs. ![]() It’s also utilized in the switch case statement to terminate a particular or specific case’s execution in the program. furthermore, it’s also utilized in the nested loop statement, where it breaks the inner loop first and then proceeds to break the outer loop. ![]() because the break statement encountered inside a loop, it instantly terminated the loop statement and transferred the control to the next statement, followed by a loop to resume the execution. The break statement is used inside the loop such as for, foreach, while, and do-while, and switch case statement. After that, transfer the control to the beginning of the loop for further execution of the loop statement. When the statement of if statement x=5, a continue statement enters the loop and skips the execution of the current statement. Let’s understand the example of continue statement using for loop in PHP.Įxplanation: As we can see in the above program, for the loop start the execution of the loop from 1 to 9. After that, it transfers the control to the beginning or starting of the loop for further execution inside the loop. furthermore, if the defined condition is true, then the PHP continue statement is executed to skip the iteration. It’s usually used with a condition inside a loop. In the above flow diagram, you can see that a continue statement is used to skip a particular or specific iteration of the loop. as an example, in some situations where we wish to skip the program’s current statement and then starts the next statement, we tend to use the continue statement. because as the continue statement is encountered in a loop, it skips the current iteration of the loop and transfers the control to the starting or beginning of the loop for further execution of the loop. The continue statement is used in the middle of for loop, do-while loop, while loop, and the foreach loop. Similarly, a break statement is also used in various loops such as, while, do-while, foreach loop, and the switch case statement. furthermore, the continue statement is also used in various loops such as while, do-while, and foreach loop. If the defined condition is true, then the break statement is executed in the loop or switch.Ī continue statement in PHP can also be used inside the switch case. If the defined condition is true, then the continue statement is executed in the loop or switch. If condition evaluates to a value that doesn't match any of the case: labels, and the default: label is not present, then none of the statements in the switch body is executed.It transfers the control to the beginning or starting of the loop when a continue statement is placed inside a loop.Ĭontrol can only be transferred to the next statement followed by a loop if the break encountered within a loop. If condition evaluates to a value that doesn't match any of the case: labels, and the default: label is present, control is transferred to the statement labeled with the default: label. If condition evaluates to a value that is equal to the value of one of constant-expressions, then control is transferred to the statement that is labeled with that constant-expression. At most one default: label may be present (although nested switch statements may use their own default: labels or have case: labels whose constants are identical to the ones used in the enclosing switch). The body of a switch statement may have an arbitrary number of case: labels, as long as the values of all constant-expressions are unique (after conversions/promotions). ![]() case: and default: labels are permitted in statement and break statement has special meaning.Īttr (optional) case constant-expression : statementĪ constant expression of the same type as the type of condition after conversions and integral promotions If the (possibly converted) type is subject to integral promotions, condition is converted to the promoted type.Īny statement (typically a compound statement). The value of condition must be of integral or enumeration type, or of a class type contextually implicitly convertible to an integral or enumeration type. a declaration of a single non-array variable of such type with a brace-or-equals initializer, in this case the value of condition is the value of the declared variable.an expression, in this case the value of condition is the value of the expression.Note that any init-statement must end with a semicolon, which is why it is often described informally as an expression or a declaration followed by a semicolon. a simple declaration, typically a declaration of a variable with initializer, but it may declare arbitrarily many variables or structured bindings (since C++17).an expression statement (which may be a null statement " ").Attr (optional) switch ( init-statement (optional) condition ) statement If you don’t want to go with the windows update mechanism, you can visit the NVidia official website and search for your graphic card drivers and the drivers will appear on the website but remember to check the windows version it’s very important. The updates will only be shown if the drivers are available for your current windows version that you are running for example, if you are running windows Eight or windows seven, but the drivers are only supported for Windows 10, then you will not receive the update, and if this happens you can download the drivers from a third party website for your windows. You need to click on the other products box to find out if there are any recent updates for any of your system components. Trying to find the drivers on the Windows Update program is the first step.You can still obtain the latest drivers for your graphics card if your card was manufactured between 3 and 4 years ago, meaning that their official company support hasn’t ended. First, let’s uncover the easy part of finding the latest drivers. How to Find and Install the Latest Drivers for Your Graphic Card?Ĭonsequently, finding the latest graphic card drivers can be both straightforward and challenging. However, if you do not know where they are, we can also help you locate them. As a result, updating your drivers can help you optimize your game. Additionally, it fixes many bugs and crashes. Before we start, the first thing you need to do is to ensure you have the latest drivers installed for your graphic card because every time a new driver is released, it includes optimizations. This guide will only discuss the NVidia control panel settings to get the best performance out of your graphics card. So to maximize the performance of your graphics card, you would need to configure these settings in the control panel. It won’t be a good experience if you’re gaming in the low-performance mode as you’ll encounter lag, resulting in sluggish performance. Alternatively, the power saving mode will put your graphics card in a low power mode, consuming less power and becoming cooler. ![]() In addition, the fan may run faster and make a lot of noise if your card becomes overheated. It can significantly affect your performance for example, the high-performance modes will strain your graphics card to its limits and use more power. There is a massive difference in functionality between these modes. If you are going to play games or do other graphically intensive tasks, such as editing, you can choose the high-performance mode, or if you are not planning on using it to do intensive tasks, then you can choose the low power mode. For example, the graphics control panel from AMD may be different from the control panel from NVidia.Īdditionally to the graphics card settings, you can select between different power modes in the control panel. In your control panel, you’ll find settings for each aspect of your graphics card these settings may differ depending on which manufacturer’s control panel you’re using. It is now possible to easily tweak some of your settings for your game’s performance, which will result in the game running more smoothly than before. Still, another easy way is to use the Graphic card control panel without changing your windows or settings. Running on triple 1440p monitors in Surround mode 7770x1440, using OpenTrack head tracking.One of the easiest and fastest ways to boost your FPS in-game is to optimize your windows or install a lighter or older version of windows. I plan to fiddle with determining the best balance of in-game settings next. System specs below.Īlso-after trying to cover every combination of settings in N.C.P.-here is what I arrived at for the best performance on a fixed set of in-game settings. ![]() Short word on AF-indeed there is a difference in FPS from zero to 2 through 16 and each step of the way. Hence, my curiosity to test every setting in N.C.P. ![]() A couple of days ago I inadvertently turned off AF in both DCS and nvidia C.P.-and saw a dramatic jump in FPS (and a rather blurry runway in front of me). I've read/watched lots of guides, but many of them are old, and several have some findings inconsistent with my experience.įor example, it is frequently said on game forums that anisotropic filtering settings have no or imperceptible effect on FPS on modern gpu's. Last night I spent some time attempting to isolate the ideal settings in nvidia control panel which maximize FPS and maintain eye candy in DCS on a triple monitor setup. It is illegal to conceal carry any weapon while intoxicated.To possess or carry any knife with a four-inch blade or longer in a school building is illegal.It is illegal to conceal carry a dagger.A switchblade knife is illegal to own in Montana unless you are a collector who is registered with the Sheriff in the county where your collection is kept.( HB 251 is effective on October 1, 2017.) It is legal to carry a blade with 4 or more inches in length from the list of illegal concealed weapons.Disguised knives such as cane knives and lipstick knives.Dirk, dagger, stiletto, or other push knives.Open carry of any knife in Mississippi unless you are a minor or a student on an educational property is good.You may carry any knife concealed if you are participating in a sports activity where such a knife is legitimately used.You may carry any knife concealed if it is concealed in your vehicle, and not on your person.It is illegal to carry concealed any switchblade or automatic knife.Concealed carry of butcher knife is illegal.It is illegal to carry concealed any dirk knife.It is illegal to carry concealed any bowie knife.It is illegal for a minor or a convicted felon to own a: Mississippi does not restrict ownership of any type of knife for those over the age of eighteen who have not been convicted of a felony. Switchblades, gravity knives, and automatic knives.Undetectable knives–knives that will not set off metal detectors.Dirks, daggers, stilettos, and other slim knives.Balisong knives also called butterfly knives.It is illegal to conceal carry a knife, even if you have a permit, when intoxicated.Conceal carry of any dirk, bowie, or dangerous weapon is illegal.It is illegal to bring any knife (open or concealed) besides a 2.5″ pocket knife to school.However, taking it outside of the house is a different situation. There is no ban on the possession of any type of knife in Idaho. ![]() Can not possess a bowie or dirk if under 12 unless your parents are with you.Need parental consent to possess a bowie or dirk if under 18.Spring assisted ballistic knives are legal.Disguised knives like belt knives, lipstick knives, cane knives, and key knives are legal.Stilettos, dirks, and other stabbing knives are legal.Throwing stars and throwing knives are legal.Bowie knives and other large knives are legal.Switchblades, automatic knives, and other quick release knives are legal. ![]() Today's computers can do 5 billion instructions per second. In terms of the overall browsing experience, Firefox feels better than Edge and Chrome due to its faster animations. The first electronic digital computer, ENIAC (1945), could do 5000 instructions Launching the BitLocker Setup wizard prompts for the authentication method to be used (password and smart card are available for data volumes). The first electrical computer, Z3 (1941), could do 5 instructions per second. Microsoft Edge claimed the win by a reasonably narrow margin with a total score of 76, based largely on a much stronger performance in the Encrypt Notes and OCR Scan test. To learn more, check out the browser's own manual for developer tools: As an open-source, secure, and highly customizable browser, Mozilla Firefox surpasses Chrome when it comes to privacy. Windows 11 and Windows 10 users can update their BitLocker. ![]() Every time theres a possible delay or difficulty because of a security feature, theres a strong likelihood that users will try to bypass security. Using professional hardware, while other sites attract hobbyists using older computers.Īnyway, data collected from W3Schools' log-files over many years clearly shows the longīrowser's developer tools can be used to inspect, edit and debug HTML, CSS, and JavaScript of the curently-loaded page. The best type of security measures is transparent to the user during implementation and use. Different sitesĪttract different audiences. W3Schools' statistics may not be relevant to your web site. Fully-featured for privacy, security, and so much more. "The pure and simple truth is rarely pure and never simple." Your personal browser Faster, safer and smarter than default browsers. My favorite for baking is Diamond Crystal. salt: to enhance and balance all the other flavors.cinnamon and ginger: for warming, complementary spice.baking soda: for the perfect amount of lift and crumb.white and brown sugar: a combination of granulated sugar and light brown sugar adds just the right amount of sweetness and a hint of caramel.You can also use a gluten-free flour blend (see recipe notes below). flour: regular all-purpose flour fills out the crumble base.oats: we’ll start with old-fashioned rolled oats for flavor and texture.fresh peaches: of course! Sweet, in-season fresh peaches are the star of the show, so look for the most juicy and flavorful ones you can find.Once you get your hands on some good peaches, the rest of the ingredients for these peach bars are baking staples that you likely have in your pantry right now. Happy baking!! Peach crumble bar ingredients: They’re wonderful warm from the oven with a dusting of powdered sugar or a scoop of vanilla ice cream (and also cold from the fridge when late-night, sweet tooth cravings strike). And be sure to try my caramel apple version in the fall! Make these gluten-free or vegan (see my recipe notes below), switch in your favorite stone fruit – plums or nectarines would be lovely (my mom just made these with homegrown apricots). The hands on time is minimal, and my recipe is easily adaptable. Nestled in the middle, the peaches bake into a jammy, almost caramelized filling, for an oh-so-delectable Summer treat. The crust and crumb topping are one and the same, a sweet-salty oat mixture with brown sugar, cinnamon and ginger, and a generous amount of butter that ensures flavorful, buttery, melt-in-your-mouth crumbs in every bite. These peach crumble bars combine all the flavors we love in peach crisp, in convenient, shareable, handheld bar form. Why you’ll love these buttery peach crumb bars I pick some up weekly, and try to cram in as many peach desserts as possible until the season ends, almost always starting with my favorite brown sugar peach pie, followed by peach crisps, cobblers, a few savory recipes for good measure, and new this summer: these cheerfully golden, sweet and crumbly peach bars. Sure, you can buy peaches pretty much year- round at the grocery store, but the fleeting few weeks of Summer when rosy, wonderfully flavorful, peak-season peaches sit stacked joyfully at our local farm stand – or the even shorter homegrown season – are something magical. ![]() ![]() Peach season always seems to fly by in an instant. Easily adaptable, made with simple pantry ingredients, and full of everything to love about peach crisp, in tasty handheld form. Easy homemade peach crumble bars with a buttery brown sugar oat crumble topping and a sweet peach filling. ![]() ![]() Because of the limited color palette that is inherent to PNG files, they are not a recommended file type for saving photos or any complicated artwork. Web File Types PNG Portable Network GraphicsĬommonly used for web images such as logos or simple artwork that needs a transparent background. This file type should be used for print only -mainly for high resolution photographs. No matter how many times you copy or resave a TIFF file, it always maintains the quality of the original file. Very large raster files that don’t lose their quality unless you start to scale the file up. They provide a complete and accurate snapshot of a document, including all text and images, to share with others for commenting or printing. PDFs were introduced to ease the sharing of documents between computers and across operating system platforms. We save illustrations as EPS when we want them to be scalable. We save photographs as EPS when we want to preserve high resolution format. This file type is used for creating high quality graphics. Now, let’s get down to the nitty-gritty of the file types you’ll likely find in your brand guide Print File Types EPS Encapsulated Postscript Vector files are essential for large format graphics because they will not get blurry or lose their print quality matter how large you scale them up. Vector files are typically illustrations that are composed of paths (think lines and shapes), not pixels. If you try to enlarge them, they will start to get distorted and blurry. Raster images are defined by specific proportions. When using raster software such as Photoshop, you’re essentially painting…mixing and blending colors with tiny pixels to create your image. Raster images are photographs and graphics made up of pixels. Types of Graphics Raster Art/Files (.gif. RGB is the primary color space for digital and web assets. Differing percentages of each of the three colors are combined to create any color on the spectrum. RGB is an additive system for generating/representing the colors displayed on screens (computer, cell phones, tablets, etc.). ![]() Under most circumstances, we will supply you with a 2 color PMS version of your logo, which is perfect for printing business stationary. Printing with PMS color can get expensive depending on how many colors you need to print. Pantone colors are commonly used for printing logos, or when you need to make sure your primary branded colors print 100% accurate. Instead of layering to create a color, Pantone colors are achieved from specific ink formulas. Pantone AKA PMS (Pantone Matching System) This is a common color mode for print graphic files, especially in the growing world of digital printing. A percentage of each color (cyan, magenta, yellow, and black) is layered on top of each other to create the final colors you see on pieces printed in “4-color process”. Color Modes CMYK Cyan, Magenta, Yellow, and Black AKA 4-color ProcessĬMYK is a subtractive system of color representation that is used for printed materials. The names selected are those that are familiar to the people in each region. ![]() It is important to note that tropical cyclones/hurricanes/typhoons are not named after any particular person. In general, tropical cyclones are named according to the rules at a regional level. In other regions, the lists are established following the alphabetical order of the country names - please see "Tropical Cyclone Names Worldwide" below for more details. In some of the regions, the lists are established by alphabetical order of the names. Naming procedures in other regions are almost the same as in the Caribbean. The pre-designated list of hurricane names are proposed by its Members that include National Meteorological and Hydrological Services in the North/Central America and the Caribbean. For instance, Hurricane Committee determines a pre-designated list of hurricane names for six years separately at its annual session. ESCAP/WMO Typhoon Committee, WMO/ESCAP Panel on Tropical Cyclones, RA I Tropical Cyclone Committee, RA IV Hurricane Committee, and RA V Tropical Cyclone Committee. There are five tropical cyclone regional bodies, i.e. There is a strict procedure to determine a list of tropical cyclone names in an ocean basin by the Tropical Cyclone Regional Body responsible for that basin at its annual/biennial meeting. Infamous storm names such as Mangkhut (Philippines, 2018), Irma and Maria (Caribbean, 2017), Haiyan (Philippines, 2013), Sandy (USA, 2012), Katrina (USA, 2005), Mitch (Honduras, 1998) and Tracy (Darwin, 1974) are examples for this. If that occurs, then at an annual meeting by the WMO Tropical Cyclone Committees (called primarily to discuss many other issues) the offending name is stricken from the list and another name is selected to replace it. The only time that there is a change in the list is if a storm is so deadly or costly that the future use of its name on a different storm would be inappropriate for reasons of sensitivity. Thus, the 2019 list will be used again in 2025. ![]() In 1979, men's names were introduced and they alternate with the women's names. The original name lists featured only women's names. They are now maintained and updated by an international committee of the World Meteorological Organization. Since 1953, Atlantic tropical storms have been named from lists originated by the National Hurricane Center. Before the end of the 1900's, forecasters started using male names for those forming in the Southern Hemisphere. Thus, a storm with a name which begins with A, like Anne, would be the first storm to occur in the year. In the pursuit of a more organized and efficient naming system, meteorologists later decided to identify storms using names from a list arranged alphabetically. Then the mid-1900's saw the start of the practice of using feminine names for storms. An Atlantic storm that ripped off the mast of a boat named Antje became known as Antje's hurricane. In the beginning, storms were named arbitrarily. These advantages are especially important in exchanging detailed storm information between hundreds of widely scattered stations, coastal bases, and ships at sea. ![]() Many agree that appending names to storms makes it easier for the media to report on tropical cyclones, heightens interest in warnings and increases community preparedness.Įxperience shows that the use of short, distinctive given names in written as well as spoken communications is quicker and less subject to error than the older more cumbersome latitude-longitude identification methods. The practice of naming storms (tropical cyclones) began years ago in order to help in the quick identification of storms in warning messages because names are presumed to be far easier to remember than numbers and technical terms. It was about time for the lawsuit to wrap up.īack then, no one was 100 percent confident that the Sung family could win. It is a mission always in mind."Įvery year, Sung and his wife usually spend winter in Florida. ![]() For Sung, although he understood from the beginning the government had much more resources than civilians, he never thought of giving up. "You can't single out Chinese and say they are bad."įor many, the lawsuit has become a quest to seek a voice for the minority, not just for the innocent. Sung said that not just the Chinese but all immigrants lean heavily on cash. But running successful businesses like full-house restaurants, they regularly earn enough money in cash for Abacus to give them loans. Living a cash-only culture, immigrants in Chinatown usually lack credit history. It attacked the Chinese way of conducting business," Sung said. Sung said the lawsuit against Abacus had deeper implications. It was Vera Sung who caught an employee in the act of fabricating a loan application. Despite his advanced age, Sung still explains the complicated legal process clearly, speaking with the clarity and confidence of a seasoned lawyer.īoth Jill Sung and Vera Sung, his daughters who serve as CEO and director of Abacus respectively, graduated from law school. However, the DA probably shouldn't have picked on Abacus to set an example - if Sung was right about its plan.Ībacus and the Sung family are not an easy target at all. Nor did the bank dabble in mortgage derivatives - the complex financial instruments that blew up in the housing crisis and caused so many banks to require bailouts. It never offered subprime residential mortgages. With $300 million in assets, Abacus made only plain-vanilla housing loans requiring down payments of at least 20 percent. The DA's choice of Abacus itself was odd, as many observers pointed out. Sung said that in banking, reputation is very important no bank wants to get involved in civil or criminal cases like fraud.Īs the old Chinese expression goes, it's like killing a chicken to terrify the monkeys in other words, it's small enough to jail, too big to fail, Sung added.Ībacus became the only US financial institution to be indicted in the wake of the financial crisis. Sung said the Manhattan District Attorney's office probably wanted to convict Abacus for fraud, as a way to threaten big banks and fine them more. Journalists and lawyers observed that nothing like that had ever happened before, not to any other minorities. "To bring them to court is one thing to chain them up in handcuffs is another," Sung told Xinhua. Not many outside the Chinese community knew about Abacus, until it became the only US bank indicted for mortgage fraud in the 2008 financial crisis, with 13 of its employees handcuffed, chained and escorted through a hallway in the Manhattan Criminal Courthouse in a staged perp-walk before the national news media in May 2012. Growing over the years to six branches, it is nothing compared to the Wall Street giants. Just like Bailey's Building and Loan in Bedford Falls, Abacus has always been a small bank. ![]() Sung's story has strong parallels to the 1946 film classic It's a Wonderful Life and the beloved hero George Bailey. He was an immigration lawyer before he founded Abacus Federal Savings Bank in 1984 in Manhattan's Chinatown.Ībacus' goal was to serve the Chinese immigrant community, which had no place to get loans to buy houses and start up small businesses to build a family. ![]() Sung came to the US at 16 and earned degrees in economics and law before going into real estate investment. Sung, 83, laughed warmly at the first question on being interviewed by Xinhua by phone: "Chinese or English? With a documentary about the lawsuit - Abacus: Small Enough to Jail - nominated for an Oscar, Sung's story has gotten global attention. New York's Manhattan District Attorney is exactly like that. Goliath, potential discrimination and the financial crisis altogether, on top of being five years in the making with a $10 million price tag.īut Thomas Sung's Chinatown Abacus bank vs. NEW YORK - It's rare to see a single lawsuit spotlight David vs. |
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